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Call us on: Lincoln 01522 537575
Retford 01777 861170

Our business is to help your business grow

Meet the Team

Stephen Tointon FCA - Consultant

Born in 1959. Educated Horncastle Grammar School and Trent Polytechnic. Qualified in 1984. Very much a hands on general practitioner dealing directly with a wide variety of business clients and has been involved with many business start-ups. Within the office also acts as overall quality control partner for the practice.

Stephen is married to Melanie. He has a wide range of sporting interests, especially golf and also enjoys travel and cars. A life-long Everton fan as well as a Lincoln City season ticket holder which must say something about loyalty and knowing his own mind.


Roger White ACA - Director

Born 1965, educated in Glamorgan, South Wales and at the University of Reading, before commencing a training contract with Grant Thornton, specialising in the audit of large family and public companies. Moved to Lincolnshire in 1991 and became a partner in January 1998. Now specialises in accounting services, audits and taxation of family owned companies and unincorporated businesses.

Roger is married to Vera and has two children. He has spent many years as a school governor and a treasurer of a sports fund-raising group.


Richard Welsh FCA - Director

Having graduated from the University of Nottingham in 1992, Richard moved to Lincoln and qualified as a Chartered Accountant. Initial experience gained with a National Practice, combined with joining Saul Fairholm & Co in 2001, has helped develop a practical outlook to dealing with a wide range of clients of all sizes, including Pension Schemes and Charities. Strongly believes in providing timely, understandable advice and working closely with owner/managers of businesses in an enthusiastic way.

Married to Jo and having a young family keeps Richard busy outside of work. He does however still find time to play tennis, snooker and golf. Although standards may not be too high it is the taking part that matters!


Sarah EnglishSarah English - Director

Sarah graduated from Cambridge University having studied Geography, which fitted with her love of travelling and the outdoors. She qualified as a Chartered Accountant in London and then spent five years in Perth, Australia working for Deloitte Touche Tohmatsu. On returning to the UK, she moved into taxation, qualified as a Chartered Tax Adviser, and has spent the last 12 years working in Lincolnshire, assisting clients in all areas of tax.

This has been balanced with bringing up two, now teenage, children, meeting partner Mike and where time allows continuing her love of the outdoors with hill-walking and sailing.


Neil McDowall ACIB – Associate

Born in 1954. Educated at North Kesteven Grammar School, Neil has spent more years than he wishes to remember with NatWest Bank working with Business clients for over 25 years. His career in the Bank took him to Hull, Beverley, Huddersfield and Leeds before returning home to his native City in 1995. Joining Saul Fairholm in June 2008 he brings a wealth of business experience to prominently support and further develop their business advice and consultancy, corporate finance and grant services..

Neil is married to Joan and has 2 boys, enjoys golf , travel and is a keen follower of cricket and football..


Greg Ward – Associate

Greg was born in 1963, educated in Malvern and Hereford before going on to university. He studied Medieval History and English Literature at London University and initially entered teaching before moving to the accountancy profession in 1986. Training with Bicknell Saunders in Farnham, Surrey before relocating to Lincolnshire in 2006 joining Saul Fairholm as Audit Manager in 2008.

He has a wide experience dealing with small and medium size limited companies looking after clients’ accountancy, taxation and business affairs.

Greg is a also a trained clock and watch repairer. He enjoys music, plays the piano and other instruments. He is married to Sarah, they have one daughter Rose and five dogs. A keen motorcyclist and in his spare time will be out Caravanning around northern parts of England and Scotland.


Alison ScarboroughAlison Scarborough - Accounts Manager

Educated at Queen Elizabeth's Grammar School, Horncastle and Sleaford Joint Sixth Form, Alison joined Saul Fairholm in 2005 as a trainee accountant. Alison qualified with ACCA in 2010 and is now our accounts manager. She works closely with small and medium sized owner managed businesses in areas including VAT, taxation and accounts.

Alison is married to Richard and has a young daughter who keeps her on her toes outside of work.


Stephen KettleyStephen Kettley FCA - Accounts Manager

Educated at Lincoln Christ Hospital School and North Lincolnshire College, Stephen graduated from the University of Northampton in 2000. He then returned to Lincoln where he qualified as a Chartered Accountant. Initially gaining experience with a local firm, Stephen moved on to work for PriceWaterhouseCoopers in their East Midlands office. He moved back to Lincoln and joined Saul Fairholm in 2016, having gained experience in working with all sizes of business and a wide range of clients. Stephen believes in working closelywith his clients providing timely and understandable advice.

Stephen is a keen footballer and has interests in rugby among other sports. He is also a keen gardener.

Sally FrogattSally Froggatt - Accounts Manager

Born and bred in Lincolnshire, Sally was educated at Sir Robert Pattinson Academy. She joined the firm in 2001, moving from another local firm and qualified with ACCA in 2002. Transferring to head up the firm's Retford office in 2009, Sally works closely with small and medium sized unincorporated businesses and limited companies in all aspects of their accountancy and taxation affairs.

Sally is married to Pete and is a keen traveller, Cornwall being a particular UK favourite. She is also a keen follower of football and has also spent many years on the committee of a local sports club in various capacities. She also enjoys looking after her two pet rabbits.

Craig WellsCraig Wells - Audit Manager

Born in Bristol, 1984 and moved to Lincolnshire in 1993. Educated at Carres Grammar School, Sleaford. Qualified as a chartered accountant in 2012 with a local firm and moved to Saul Fairholm in 2015 where he has developed into the position of Audit Manager.

Craig has a wide range of experience dealing with audit, accountancy, taxation and business affairs for small and medium sized limited companies and groups. He is a keen footballer, playing Saturdays in the Lincolnshire league and supporting the Gunners, his favourite player of all time being Thierry Henry. Craig enjoys nothing more than going on beach holidays and city breaks with his wife Claire.

Nicola LammingNicola Lamming - Office Manager

Born in Lincoln, Nicola began her career in banking in the city where she spent more than 20 years working in a variety of roles. She then spent six years working as manager in primary care before becoming Saul Fairholm's office manager in 2017. Outside of work, she is a school governor and treasurer of a local football club. Nicola is married to Steve, has three children and a pet dog. She loves music and travel.


Next Steps

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